TY JOUR TI Features of Personal Financial Management Among Students of a Transport University KW Personal finance KW personal budget management KW income and expenditure planning and tracking KW savings KW consumer behavior KW financial decisions KW impulsive purchases JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Dugar-Zhabon, R.S. AU Tomilova, E.S. PY 2026 IS 0 PB ITBO University