%0 Journal Article %T Digital Transformation of Small and Medium-Sized Businesses: Barriers and Drivers of Growth in the Modern World %A Bykova, P.E. %A Scherbenko, A.A. %A Gaiduk, A.E. %K small and medium-sized businesses (SMEs), digital transformation, growth drivers, digitalization barriers, import substitution, platform economy, and competitiveness %J Journal of Applied Research %D 2026 %N %P 0 %I ITBO University