@article{Arsahanova2026the,
author={Arsahanova, Z.A. and Gevorkyan, D.P.},
title={The economic essence and legal structure of the insolvency (bankruptcy) of individuals: the balance of interests of the debtor and creditors},
journal={Journal of Applied Research},
publisher={ITBO University},
year={2026},
pages={-},
volume={},
issue={},
}