%0 Journal Article %T Bilingual economics education as a factor of human capital development: pedagogical approaches %A Astarkhanova, N.R. %A Gadzhieva, S.A. %A Daudov, S.A. %K bilingual education, human capital, economic education, CLIL, return on language skills, investment in education %J Journal of Applied Research %D 2026 %N %P %I ITBO University