00471naa#a2200157#i#450# EN\\bibl\109008 20260113070116.2 2782-4586 20251203b2025####ek#y0engy0150####ca RU The evolution of forms and methods of financial services in a networked society Journal article Moscow ITBO University 2025 7 с. Journal article local Ahverdieva Valida Vasif kyzy zhpi.ru