00645naa#a2200193#i#450# EN\\bibl\109450 20260105063124.1 2712-7516 20251227b2025####ek#y0engy0150####ca RU Mortgage lending in Russia as a key segment of bank lending Journal article Moscow ITBO University 2025 0 с. Journal article local Денежное обращение. Банковское дело. Биржи. 336.7 Polyakova Ekaterina Yurievna Shepeleva Ekaterina Olegovna Neranova Ekaterina Sergeevna zhpi.ru