00603naa#a2200181#i#450# EN\\bibl\110441 20260107231402.3 2782-4586 20251218b2025####ek#y0engy0150####ca RU Current regional retail development issues in Russia Journal article Moscow ITBO University 2025 7 с. Journal article local Финансы. Банковское дело. Деньги и денежное обращение. 336 Astrahanceva Arina Sergeevna Chmel' Ol'ga Yur'evna zhpi.ru