00487naa#a2200157#i#450# EN\\bibl\111897 20260219011652.4 2782-4586 20251231b2025####ek#y0engy0150####ca RU Analysis and management of internal economic risks using business intelligence in the banking sector Journal article Moscow ITBO University 2025 7 с. Journal article local Ipatov Kirill Pavlovich zhpi.ru