00515naa#a2200169#i#4500001001600000005001700016011001400033100004100047102000700088200008200095210003400177215001000211608002700221675005400248700003100302856001200333EN\\bibl\11959220260410161432.5##a2782-4586##a20260403b2026####ek#y0engy0150####ca##aRU1#aDirections of transformation of banking in modern conditionseJournal article1#aMoscowcITBO Universityd2026##a4 с.##aJournal article2local##aБанковское дело. Банки. 336.71#1aKarabaevgMars Farhatovich4#azhpi.ru