00805naa#a2200181#i#450# EN\\bibl\120464 20260417225623.5 2782-4586 20260331b2026####ek#y0engy0150####ca RU Modernization of the calculation model for assessing the probability of insurance events for the purposes of optimizing tariff formation in the conditions of interdependent risks Journal article Moscow ITBO University 2026 6 с. Journal article local Экономическое положение. Конъюнктура. Развитие хозяйственной структуры. Экономический рост. 338.1 Simonenko Elena Sergeevna Starostina Darya Sergeevna zhpi.ru