Risk management plays a significant role in all areas of economic activity, and the tourism market is no exception. One of the most common risk management tools in the tourism sector is risk insurance. This article examines the concept and types of tourism risk insurance. Particular emphasis is placed on the current state of legal regulation of the tourism risk insurance system in the Russian Federation. A number of changes analyzed in this article have not yet been adequately covered in the academic literature. The study concludes that the regulatory framework for tourism insurance in Russia continues to evolve, providing greater security guarantees for both tourists and tour operators.
risk management, risk insurance, tourism risks, tourism
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