UDC 377.1

DEVELOPING BUDGETING SKILLS AMONG VOCATIONAL EDUCATION STUDENTS: A PRACTICAL PERSPECTIVE Developing Budgeting Skills Among Vocational Education Students: A Practical Perspective

Published in Journal of Applied Research · Issue 7, 2026 · ELocator: 296-299 · Rubric: PEDAGOGY. PEDAGOGICAL SCIENCES.
DOI: https://doi.org/10.34755/j0453-9560-8942-g
Received: 16.10.2026 Accepted: 16.10.2026 Published: 16.10.2026
Authors
This article examines the development of budgeting skills among students in secondary vocational education institutions. It analyzes the age-related characteristics of college students from the perspective of financial behavior and outlines the structure of the budgeting skill development process, which comprises three key, interconnected components. The article details the elements of each component: the cognitive, the behavioral (action-oriented), and the value-motivational. Applied sections tailored to the specifics of students managing their own daily lives – and serving as key components of a course aimed at developing budgeting skills – have been identified: "menu planning," "digital hygiene and security," and "consumer legal literacy." A diagnostic tool for assessing student financial behavior is proposed.
budgeting, personal finance, students, secondary vocational education institutions, practical case studies, analysis of real-life situations
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