graduate student
Russian Federation
The article reveals the essence of a securities portfolio as a managed system, in which the desired ratio between the expected result and the acceptable risk is achieved by aligning the investor's goals, liquidity constraints, and market volatility parameters. It demonstrates that the benefits of a portfolio approach are not simply due to the expansion of the list of instruments, but rather to the meaningful composition of assets with different sources of income and risk, which creates a stable profile of the overall value in an unstable environment. The typology of portfolios by goals and risk (income, growth, balanced, benchmark-oriented, thematic, protective) is presented and the practical logic of their combination into an individual investment profile is substantiated. The main methods of formation are systematized: determination of the investor's mandate, assessment of profitability and risks taking into account rare adverse events and illiquidity, selection of the scheme of distribution of shares, consideration of costs and feasibility of transactions, rebalancing rules and control circuit.
portfolio of securities; portfolio approach; risk and return; diversification; liquidity; portfolio typology; portfolio formation; portfolio management
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