This article examines the problem of illegal transactions using digital assets to identify key threats posed by the "dark side" of digitalization in the context of anti-money laundering (AML) and counter-terrorist financing (CFT). A comprehensive typology of digital money laundering and counter-terrorist financing schemes is presented, new forms of illegal activity are analyzed, and key vulnerabilities are identified. The inherent cross-border nature, relative anonymity, and regulatory challenges are leading to the widespread use of digital technologies in money laundering and counter-terrorist financing. Effective, proactive countermeasures require the development of AML/CFT legislation, the implementation of advanced analytical tools (blockchain forensics for the automatic detection of anomalies and connections in financial flows), and ongoing monitoring of emerging technological trends (DeFi 2.0, metaverses, AI trading).
digitalization, money laundering, terrorist financing, cryptocurrency, decentralized finance, financial technology, AML/CFT
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